How Long Will It Take to Settle My Workers’ Compensation Claim?

When you file a workers’ compensation claim, one question is likely on your mind: How long will it take to settle my claim and receive the benefits I need to move forward?

The answer is not always straightforward, as each case is unique, and various factors can influence the timeline. However, by understanding the process and working with a knowledgeable workers’ compensation lawyer, you can avoid common mistakes that could delay your settlement.

Understanding the Workers’ Compensation Claim Process

In Colorado, the workers’ compensation claim process begins when you report your injury or illness to your employer. You must provide notice in writing within ten days of the occurrence. You should also seek medical care as soon as possible after your injury. If your condition is not an emergency, your employer will provide you with a list of designated medical providers to choose from for treatment.

Your employer then has ten days to report the incident to their insurer, who has 20 days to either accept or deny liability for your claim. If the insurer accepts liability, they will file a General Admission. If they deny liability, you have the right to request a hearing with the Division of Workers’ Compensation and contest this decision.

Once you have reached maximum medical improvement, the insurer will file a Final Admission of Liability (FA), which will detail your final benefits. If you disagree with any aspect of the FA, you have 30 days to file an objection with the Division.

Factors That Affect Settlement Timelines

Several factors can impact the timeline of your workers’ compensation settlement, such as:

• Disputes over whether the injury or illness was work-related
• Disagreements about your disability rating, which affects permanent disability benefits
• The length of time that it takes for you to reach maximum medical improvement
• Disputes over the severity of your injuries and the cost of medical care
• Any pre-existing conditions or multiple injuries that can complicate the investigation

Depending on the circumstances, a workers’ compensation claim can be settled within a few months. However, these claims can take a year or even longer to resolve, especially in cases that involve very serious damage.

Steps to Expedite Your Claim Settlement

There are steps that you can take to help streamline the claims process. First, seek medical care as soon as possible and follow your doctor’s treatment plan. Be sure to attend all appointments and keep detailed records of your medical expenses and lost wages.

Notify your employer of your injury as soon as possible and provide them with any necessary documentation. The sooner that you provide notice, the sooner your claim will begin. Collect all of the possible evidence related to your injury and be prepared to provide it to your attorney or claims adjuster. Finally, hire a workers’ comp lawyer who can advocate for your rights and help you navigate the complex legal process.

Contact a Denver Workplace Injury Attorney Today

If you are facing delays or struggling to secure fair benefits in your workers’ comp claim, it’s time to seek professional guidance. The Denver workplace injury lawyer at Eley Law Firm has extensive experience negotiating with insurers and fighting for fair settlements. 

From gathering evidence to calculating benefits, we will work tirelessly to secure the benefits that you deserve. Contact our firm at (303) 785-2828 to discuss your case and learn how we can advocate for your rights and help you move forward.