When an accident happens in the workplace, a worker might file for compensation benefits. If this worker is a contractor, it can raise additional questions about which employer is required to provide and pay for the insurance policy. In Colorado, if an employee is contracted to a company, working on a third-party job site and is injured, generally the worker’s direct employer’s insurance policy would cover the work injury benefits. This could be the case in a recent accident at an out-of-state Kellogg plant.
Authorities say that the accident happened on a recent afternoon. Some equipment fell onto the legs of two employees, injuring them. They were rushed to a local hospital for treatment. One worker broke his leg and the other sustained serious injuries to both of his legs. Their names have not been released at this time.
The Occupational Safety and Health Administration is investigating precisely what happened. They will work to determine exactly what happened and may cite Kellogg for safety violations. The two men were not employees of Kellogg, and it has not been disclosed what company they worked for. Regardless, their employer’s insurance coverage will likely enable them to receive appropriate workman’s comp benefits.
Employees have the right to work in an environment that is reasonably safe and secure. Those who are injured are generally entitled to file for workers’ compensation benefits as a way of offsetting costs they might incur from an accident. This could include lost wages, medical treatment and other expenses related to the accident. Colorado workers can rest assured that if a similar incident happens in their lives, they have several options to regain as much of their former life as possible.
Source: omaha.com, “OSHA investigating accident that injured 2 workers at Omaha Kellogg’s plant“, Kevin Cole, Sept. 5, 2014